Ripple Purchases Rail for $200 Million, Bolstering Dominance in Stablecoin Transactional Payments
Ripple, a leading digital asset payment network, has announced its acquisition of Rail, a stablecoin-powered platform for global payments, for $200 million. The deal, subject to customary closing conditions including required regulatory approvals, is expected to close by Q4 2025.
The acquisition underscores Ripple's commitment to innovation and the adoption of stablecoins and blockchain in global payments. With Rail's addition, Ripple will deliver the most comprehensive stablecoin payments solution available in the market.
Simplifying Treasury Management with Stablecoins
The acquisition will enable customers to send payments using stablecoins without the need to hold crypto on their balance sheets, simplifying treasury management for businesses. This end-to-end stablecoin payout feature will provide a more efficient and cost-effective solution for global payments.
Single Platform for Multiple Payment Types
Rail's infrastructure adds virtual IBANs, automated back-office capabilities, and enterprise-grade compliance to Ripple’s network. This integration allows clients to manage various payment methods—including XRP, RLUSD stablecoin, and other crypto assets—through one integrated platform, increasing efficiency and flexibility.
Expanding Leadership in Stablecoin Payments
By acquiring Rail—a platform handling over 10% of global B2B stablecoin payment volume—Ripple solidifies its position as a dominant player in stablecoin infrastructure and cross-border payments. This move is expected to enhance institutional trust and regulatory compliance, encouraging wider adoption among financial institutions.
Boosting Payment Efficiency and Liquidity
Rail’s fast, API-driven payment system will boost Ripple’s payment efficiency, liquidity, and support a compliant, scalable framework for global stablecoin flows, facilitating growth in digital asset payments.
Monica Long, Ripple President, stated that stablecoins are becoming a cornerstone of modern finance and that the acquisition underscores their commitment to helping their global customer base move money wherever and whenever they need.
With over $3 billion invested by Ripple in acquisitions and strategic opportunities, this acquisition marks another step forward in Ripple's mission to bridge traditional finance and blockchain by delivering a comprehensive, compliant, and efficient stablecoin payment infrastructure for global financial institutions and enterprises. The combined capabilities of Ripple and Rail will provide a more comprehensive solution for stablecoin payments, meeting the rising demand for stablecoin-based flows.
The acquisition of Rail, a platform for global payments powered by stablecoins, will enable businesses to simplify treasury management by sending payments using stablecoins without requiring them to hold crypto on their balance sheets. This end-to-end stablecoin payout feature will offer a more efficient and cost-effective solution for global payments.
Ripple's integration of Rail's infrastructure, including virtual IBANs, automated back-office capabilities, and enterprise-grade compliance, will allow clients to manage various payment methods through one integrated platform. This move will facilitate growth in digital asset payments and strengthen Ripple's position as a dominant player in stablecoin infrastructure and cross-border payments.
