Here are the top-rated financial applications:
In the bustling world of finance apps, Germany stands out as a thriving market. According to recent data from the Google Play Store, several apps have garnered significant attention from users.
Leading the charge in the banking sector is "Sparkasse - Your Mobile Branch," with an impressive 10 million downloads. In the realm of tax apps, the Taxfix app reigns supreme with over five million downloads. Close behind are Zasta, Steuerbot, WISO Steuererklärung app, and Accountable, each boasting over a million downloads.
The "Fintech and Neobanks" category is dominated by Revolut's app, which leads the ranking with an astonishing 50 million downloads. Notable German entrants include N26 and Trade Republic, both surpassing the five-million download mark.
Payback and the wallet apps of Sparkassen and cooperative banks are the only German apps in the digital wallet segment. Payback has over ten million downloads, while the "Mobiles Bezahlen" wallet app of Sparkassen has over five million downloads.
The infographic provided shows that these apps represent a diverse range of offerings from German banks, fintechs, multi-banking apps, digital wallets, brokers, and tax apps.
C24, the banking subsidiary of the comparison portal Check24, has also made its mark with over 500,000 downloads on the Google Play Store. Deutsche Bank Mobile, norisbank, Tomorrow: Mobile Banking, and ING Germany are other key players in general banking, each boasting over a million downloads.
The buy now, pay later (BNPL) segment, a significant part of finance apps in Germany, is led by Klarna and PayPal, reflecting Germany's mature BNPL market. Trade Republic's broker app is the most downloaded in this category, with over five million downloads. Scalable Capital, Sparkassen's "S-Invest" app, and Degiro's app each have over one million downloads.
Interestingly, Accountable has built a tax feature into its accounting app for freelancers. The apps are ranked by their download numbers on the Google Play Store in June 2025.
It's worth noting that Android, with a market share of 68.3 percent in Germany, hosts the majority of these popular apps. However, download numbers on Apple devices are not included in the overview as the Apple Store's download numbers are not publicly available.
Intriguingly, around two-thirds of Germans handle their banking affairs online, according to Eurostat data. This trend is evident in the widespread adoption of these finance apps. Every bank in Germany now offers a smartphone banking app.
In conclusion, the German finance app market is vibrant and competitive, with a diverse range of apps catering to various needs. Whether it's banking, taxes, digital wallets, or BNPL, there's an app for every financial requirement.
Technology plays a crucial role in the finance industry, with various apps harnessing it to cater to diverse needs. For instance, Sparkasse - Your Mobile Branch and Payback dominate the digital wallet segment with impressive user bases of 10 million and over 10 million downloads respectively.
In the world of stock broking and investment, Trade Republic's app leads the buy now, pay later (BNPL) segment with over 5 million downloads, whereas Scalable Capital, Sparkassen's "S-Invest" app, and Degiro's app each have over one million downloads. These apps, along with numerous others, demonstrate the immense potential of technology in the German business sector, particularly in finance.
